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How to File a Truck Accident Claim The majority of truck accidents are caused by negligence on the part a truck driver or trucking company. Injured victims typically have to file a lawsuit in order to get full compensation for any injuries and expenses resulting from accidents. Medical bills are an expense that truck accident victims often need to pay. The insurance company for the responsible party may request an independent medical examination to get a clear picture of your injuries and how they affect your daily life. Medical Care When you are in a crash involving a truck it is essential to seek immediate medical attention to ensure your safety and health. Additionally, seeking medical help as soon as you can makes it easier to document your injuries to use in your claim. It will also help you build an argument that is stronger and proves your injuries resulted from the accident. Medical expenses are a crucial aspect of any personal injury claim. They show the extent of your injuries and how they have affected your life. Without proper documentation of your injuries, you could be unable to recover the full amount of compensation for all your injuries. In spokane truck accident attorney might be so extensive that you are unable to work or resume your regular activities. If this occurs you could be eligible to receive the loss of income. In addition, you could be eligible for reimbursement for the expense of any assistive equipment you need in order to remain in the most normal way possible. As in any accident, there are several parties that could be held accountable for the outcome of a truck accident. The parties involved include: Truck drivers: They could be either company employees with a contract to drive for a particular employer or independent owner-operators. They operate their vehicles for themselves or for the shipper with whom they have signed a contract. If truck drivers are careless, reckless, or otherwise engaged in unsafe conduct on the road, they could be held responsible for causing a crash. Other drivers: If another driver's negligence caused an accident, that driver could be held accountable. Other drivers are usually found to be responsible for truck accidents, especially when the driver who was at fault was reckless or was distracted. The responsible parties might try to minimize your claim by shifting blame and recording your statement against you, or even tricking you into admitting guilt. This is why you should to work with an experienced truck accident lawyer. Your lawyer will fight to protect your rights and make sure the responsible party pays what you are due. Lost Wages Accidents with trucks aren't the commonplace. These kinds of accidents are more severe and more likely to result in long-term injuries and permanent disabilities. They also have more weighty loads that could put the occupants at risk. There are many different types of truck drivers. These include owner-operators who own their own trucks and contract with shippers to transport items for a fee, or company drivers who operate vehicles of their employers. Both parties could be held responsible for collisions that involve commercial vehicles based on the circumstances. A person who sustains an injury in a car accident that stops them from working might be entitled to compensation for lost wages. They are in relation to the amount the money that they could have earned in the time they were unable to work because of their injuries. This includes regular wages as well as benefits such paid time off or overtime. A judge typically reviews a doctor's letter before awarding damages to the injured party for lost wages. The letter should explain the treatment plan as well as the reason they were unable to work. A letter from the person's employer is also required. It confirms their wage or hourly wage, and the number of days they were unable attend work due to their injury. After the evidence has been gathered after which your lawyer will prepare an itemized list of demands which outlines the amount you have suffered due to the truck accident. This is sent to the insurance company of the other driver with an unambiguous message that outlines the facts of the case as well as the way you were injured and the amount you're asking for. There may be back-and-forth communication during the negotiation process and if an agreement is not reached, your lawyer will bring a lawsuit on your behalf. In most cases, a person who is claiming damages can claim back wages lost due to the bodily injury liability coverage of the driver who was at the fault. If this isn't possible the injured person may file a claim through their own auto insurance company. It will only be up to the limit of their personal injury protection coverage (PIP). Suffering and Pain In addition to financial losses, truck accidents often result in substantial emotional and physical discomfort. These non-economic damages are hard to quantify, but they still deserve monetary compensation. A knowledgeable New York truck accident lawyer can examine your case and determine the potential value of your non-economic losses. A good example of an economic loss is the inability to pursue hobbies or participate in the activities you love due to injuries. You might miss out on vacations or other events which make your life more enjoyable. You deserve compensation for these losses. Other examples of non-economic losses include loss of consortium and enjoyment of life. If you're injured in a collision with a large truck, it is important to seek medical attention immediately. This will not only aid you to maintain your health but will also be an invaluable document in any future personal injury claims. Even if your injury appears minor, it's crucial to undergo a thorough assessment. Over time, a medical professional can determine how serious your injury really is and will provide you with the proper treatment. The next step is to have an attorney review all the evidence and create a demand letter which sets the compensation you require. Your lawyer will forward the letter to the party responsible and their insurance companies. Your lawyer will be prepared to take them to trial if they refuse to comply with your demands. This will show them that you're not going to give up and they must be treated with respect if they wish for you to receive fair compensation. Lastly, be prepared for the party at fault's insurance company to contact you concerning the collision and the injuries. They're usually “wolves disguised as sheep” and they'll try to obtain information from you that they could alter out of context and use against you in court to limit your settlement. You can avoid making statements that may be used against you by letting your attorney handle all communications with insurers and others. Damages Damages are the most important element of any truck accident claim. The damages can be either economic (medical bills and lost wages) or non-economic (pain and suffering). All damage is caused by negligence. In order to claim compensation for these losses, an victim of injury must be able to prove that the liable person failed to exercise reasonable care when operating or maintaining their vehicle or was reckless on the road. Even minor accidents can result devastating injuries due the size and weight. Even if your injuries aren't severe It is imperative to seek immediate medical attention. This will not only ensure your health, but it will also give you the necessary documentation for any injury claim that could be filed. This will help the insurance company understand the full impact of your injuries. It may also prevent them from arguing that you aren't as severely injured as you claim to be. It is also important to keep track of all costs that you incur as a result of your accident. You will need to keep the track of any travel expenses you incur in order to reach doctor's appointments and other treatments. Also the property damage that was caused by the accident. This includes your vehicle that could be destroyed as well as other personal items like jewelry and watches. It is common for the insurance company to try to reach you after the crash to offer an agreement. But, you should stay clear of engaging with them or entering into a settlement without consulting a knowledgeable truck accident lawyer. These people will often try to convince you to accept low offers that don't pay for your incident-related expenses. A lawyer who is knowledgeable will be able to review your documents and provide a fair estimate of your case. Additionally your lawyer will determine if additional damages are available, such as punitive damages. These are damages that are designed to punish the perpetrator and deter others from engaging in similar behaviour.